Must See :)
https://www.facebook.com/archie.gabe/videos/o.352647514834781/819892451417687/?type=2&theater
2.5.15
New Mexico , U.S.A
Our trip to New Mexico is an awesome adventure. I for sure recommend for you guys to visit. We went up to the mountains of Sandea Peak and it's known to be the Longest tramp in the world.
1.5.15
Badlands, Dakota
Traveling for me is exciting and it's very educational. Learning the Cultures of the people around the world, and get to see beautiful places and beautiful icons of its country. We only have one life to live, so why not explore and see the Amazing beauty of the world. ;). This is amazing scenery in Dakota. Better check it out guys, this lands has all different formations that it amazed you. What a beautiful God's creations. 
7.6.12
Heaven's Grocery Store
Heaven's Grocery Store
I was walking along the life's highway a long time ago
One day I saw a sign that read
" Heaven's Grocery Store "
I got a little closer, that door came open wide.
and when I came a to myself, I was standing inside
I saw a host of Angels, they were standing everywhere,
One handed me a basket saying, "My Child shop with care"
Everything a christian needed was in that grocery store,
And all you couldn't carry, you could come back for more.
First got some patience.. Love was in the same row,
Further down was understanding needed everywhere you go.
I got a box or two of wisdom, and a bag or two of faith.
I couldn't miss the Holy Spirit for it was all over the place.
By then my basket was quite full but still had room for grace,
Along with strength and courage to help me run this race
I didn't forget salvation, for salvation--- that was free,
so I tried to get enough of that to save both you and me.
Then I started for the counter to pay my grocery bill,
For I thought that I had everything to do my Master's will.
But then I saw a prayers and just had to put some in,
For I knew that when I stepped outside, I'd run right to sin.
Peace and joy were plentiful--displayed on the last shelf,
with song and praises hanging near for me to help myself.
Then I said to the Angel, " Now how much do I owe?"
He smiled and said, " Just take them everywhere you go.
Again I smiled at him and said.
" How much do I really owe?
He smiled and said, " My child,
Jesus paid your bill long ago."
I was walking along the life's highway a long time ago
One day I saw a sign that read
" Heaven's Grocery Store "
I got a little closer, that door came open wide.
and when I came a to myself, I was standing inside
I saw a host of Angels, they were standing everywhere,
One handed me a basket saying, "My Child shop with care"
Everything a christian needed was in that grocery store,
And all you couldn't carry, you could come back for more.
First got some patience.. Love was in the same row,
Further down was understanding needed everywhere you go.
I got a box or two of wisdom, and a bag or two of faith.
I couldn't miss the Holy Spirit for it was all over the place.
By then my basket was quite full but still had room for grace,
Along with strength and courage to help me run this race
I didn't forget salvation, for salvation--- that was free,
so I tried to get enough of that to save both you and me.
Then I started for the counter to pay my grocery bill,
For I thought that I had everything to do my Master's will.
But then I saw a prayers and just had to put some in,
For I knew that when I stepped outside, I'd run right to sin.
Peace and joy were plentiful--displayed on the last shelf,
with song and praises hanging near for me to help myself.
Then I said to the Angel, " Now how much do I owe?"
He smiled and said, " Just take them everywhere you go.
Again I smiled at him and said.
" How much do I really owe?
He smiled and said, " My child,
Jesus paid your bill long ago."
9.6.09
11.3.09
23.10.08
28.8.08
A Message from Shania Twain
To my beloved fans,
As I am sure you have seen or heard, I am going through a rough time
personally in my life. I wanted you all to know that I could not be
getting through this without you. Your letters, emails and words of
encouragement give me strength. Your overwhelming support reminds me to
smile, no matter how deep the pain, and to always be grateful for all the
beautiful blessings in my life.
I have so much to say but I know the best way for me to speak is through my
music. This is my therapy, my passion, and my love. I look forward to
sharing it with all of you as I begin this new journey.
I need some time to heal this broken heart but make no mistake, I will be
back and hopefully stronger than ever.
Thank you my friends, from the bottom of my heart.
Love,
Shania
15.8.08
31.7.08
24.6.08
Shania Twain - Impact ( Part 1 of 3 )
Shania Twain The Phenomenon.... A Music that change the world....
10.6.08
28.5.08
Saving $10 A Day
Little amounts can make a large difference to your finances.
As gasoline and food prices continue to rise, the squeeze to make family budgets balance each month becomes more of a struggle. After the big savings have been found and taken, smaller savings have to be found to make ends meet.
This can be frustrating as it can feel like everyone is being nickled and dimed to death. That's why it's important to realize how these small amounts can make a huge difference in your overall financial health.
You've likely heard about the little ways to save money a million times. Money-saving advice includes standards like packing your lunch instead of buying it at work, skipping the Starbucks and making your coffee at home and watching videos at home instead of going out to the movies. While you may have grown tired of hearing them, they are still as true as ever and even more important when the economy is struggling.
Saving small amounts of money is good advice for everyone, it's not as essential for people that are currently living well below their means. If you spend $5 on a cup of coffee each day, but you're still able to put away five times that amount toward your savings, that coffee splurge isn't going to hurt as much as for someone who isn't saving anything. For those that are barely making ends meet, spending small amounts of money can be the difference between deep debt and a nice retirement account.
When you are faced with a budget that isn't balancing, you have two main choices: earn more money or cut more expenses. Unfortunately, many turn to a third alternative. When they can't seem to make their budget balance, they decide that it's acceptable to place the difference onto a credit card. Even though the monthly shortfall in the budget is small, placing it onto credit cards is one of the worst financial moves that a person can make. The result will be a downward cycle that will not only keep you in debt, but also create a tremendous amount of stress.
There is often a false assumption that saving $10 and spending $10, although opposite, are relatively the same. For example, if a person saves $10 a day, after a month their account will have $300 while if a person spends $10 a day, that will result in a debt of $300. While on the surface this makes perfect sense, the problem lies in that these numbers fail to take into account the interest that can be gained or charged on this money. It is this failure to understand the concept of compound interest and the dramatic effect it can have that greatly changes these results.
It's important to understand that it takes very little to start sinking into debt. For most people, spending $10 a day would not be considered extravagant spending by any means, but $10 can result in tens of thousands of dollar of debt. It's simple to see when you compare the results of what happens when one person saves $10 a day while the other spends $10 a day that he doesn't have.
If a person were to save $300 a month (approx. $10 a day) and invest it to get a 5% yearly return, that person would have $20,402 in the bank after five years. On the other hand, if a person ends up spending $300 a month more than he has and puts it onto a credit card that he doesn't pay off over the same 5 year period, that person will owe $36,259, assuming a 26% credit card interest rate. After five years, the difference between saving $10 and spending $10 each day results in a $56,661 gap in net worth between the two.
Add another five years to the same patterns, and the results are even more dramatic. After 10 years, the person who saved $10 a day would have $46,585 in the bank, whereas the person whop spent the $10 he didn't have would be $167,470 in debt, resulting in a net worth difference of over $210,000.
Of course, there are many other factors that could alter these calculations. The interest you can earn and what your credit card interest rates are will vary from this example. There is a minimum amount that the person would need to pay on a credit card each month. If debt to this extent began to occur, the person would have their credit cut off long before this amount accumulated and would likely need to declare bankruptcy. The point is that over time, small amounts added to debt can result in far more debt than most people realize.
Once you learn that saving a small amount and overspending a small amount aren't simple opposites, you understand the importance of having a budget and strictly sticking with it. If you are able to fight through the hard times and keep your budget balanced, then you set yourself to reap great financial rewards when the economy finally turns around. by:thestreet.com
As gasoline and food prices continue to rise, the squeeze to make family budgets balance each month becomes more of a struggle. After the big savings have been found and taken, smaller savings have to be found to make ends meet.
This can be frustrating as it can feel like everyone is being nickled and dimed to death. That's why it's important to realize how these small amounts can make a huge difference in your overall financial health.
You've likely heard about the little ways to save money a million times. Money-saving advice includes standards like packing your lunch instead of buying it at work, skipping the Starbucks and making your coffee at home and watching videos at home instead of going out to the movies. While you may have grown tired of hearing them, they are still as true as ever and even more important when the economy is struggling.
Saving small amounts of money is good advice for everyone, it's not as essential for people that are currently living well below their means. If you spend $5 on a cup of coffee each day, but you're still able to put away five times that amount toward your savings, that coffee splurge isn't going to hurt as much as for someone who isn't saving anything. For those that are barely making ends meet, spending small amounts of money can be the difference between deep debt and a nice retirement account.
When you are faced with a budget that isn't balancing, you have two main choices: earn more money or cut more expenses. Unfortunately, many turn to a third alternative. When they can't seem to make their budget balance, they decide that it's acceptable to place the difference onto a credit card. Even though the monthly shortfall in the budget is small, placing it onto credit cards is one of the worst financial moves that a person can make. The result will be a downward cycle that will not only keep you in debt, but also create a tremendous amount of stress.
There is often a false assumption that saving $10 and spending $10, although opposite, are relatively the same. For example, if a person saves $10 a day, after a month their account will have $300 while if a person spends $10 a day, that will result in a debt of $300. While on the surface this makes perfect sense, the problem lies in that these numbers fail to take into account the interest that can be gained or charged on this money. It is this failure to understand the concept of compound interest and the dramatic effect it can have that greatly changes these results.
It's important to understand that it takes very little to start sinking into debt. For most people, spending $10 a day would not be considered extravagant spending by any means, but $10 can result in tens of thousands of dollar of debt. It's simple to see when you compare the results of what happens when one person saves $10 a day while the other spends $10 a day that he doesn't have.
If a person were to save $300 a month (approx. $10 a day) and invest it to get a 5% yearly return, that person would have $20,402 in the bank after five years. On the other hand, if a person ends up spending $300 a month more than he has and puts it onto a credit card that he doesn't pay off over the same 5 year period, that person will owe $36,259, assuming a 26% credit card interest rate. After five years, the difference between saving $10 and spending $10 each day results in a $56,661 gap in net worth between the two.
Add another five years to the same patterns, and the results are even more dramatic. After 10 years, the person who saved $10 a day would have $46,585 in the bank, whereas the person whop spent the $10 he didn't have would be $167,470 in debt, resulting in a net worth difference of over $210,000.
Of course, there are many other factors that could alter these calculations. The interest you can earn and what your credit card interest rates are will vary from this example. There is a minimum amount that the person would need to pay on a credit card each month. If debt to this extent began to occur, the person would have their credit cut off long before this amount accumulated and would likely need to declare bankruptcy. The point is that over time, small amounts added to debt can result in far more debt than most people realize.
Once you learn that saving a small amount and overspending a small amount aren't simple opposites, you understand the importance of having a budget and strictly sticking with it. If you are able to fight through the hard times and keep your budget balanced, then you set yourself to reap great financial rewards when the economy finally turns around. by:thestreet.com
30.3.08
Be You by Sharea
Don't fake it,,,, be yourself..
Don't pretend coz other notice..
Don't be flashy too much, coz being simple is always the best..
Don't be show off just to pretend you can afford..
Don't be stuck up coz you're not Queen of the riches..
Don't be nosy coz its not your business...
Don't tell untrue stories coz truth finally come out..
Dont tell lies coz God heard it...
Better walk the line........Be You !!!
by:Sharea
Don't be show off just to pretend you can afford..
Don't be stuck up coz you're not Queen of the riches..
Don't be nosy coz its not your business...
Don't tell untrue stories coz truth finally come out..
Dont tell lies coz God heard it...
Better walk the line........Be You !!!
Love by Sharea
Love is caring..
Love is thoughtful....
Love is forgiving...
Love is understanding...
Love is patience...
Love is not hateful...
Love is generous...
And most especially,
Love is not JEALOUS.
by: Sharea
Love is thoughtful....
Love is forgiving...
Love is understanding...
Love is patience...
Love is not hateful...
Love is generous...
And most especially,
Love is not JEALOUS.
by: Sharea
18.3.08
Family by Sharea
Family......Family....Sweet Family
Bundles of joy....Sweet memories....
Fun together..
All of a sudden, its broken...
Things happen...and might never
together again....
What a heartache....
Heartache that linger forever...
.....hearts and mind.....
A heartache that keep following around...
No matter where to hide..
Still there.... still there......
by: Sharea
Bundles of joy....Sweet memories....
Fun together..
All of a sudden, its broken...
Things happen...and might never
together again....
What a heartache....
Heartache that linger forever...
.....hearts and mind.....
A heartache that keep following around...
No matter where to hide..
Still there.... still there......
by: Sharea
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